Effective Date: 01/01/2024

At NairaFX (“we,” “our,” “us”), your privacy is important to us. This Privacy Policy explains how we collect, use, and protect any information when you use our website, whether as a casual visitor or registered user. Please read this document carefully to understand our views and practices regarding your privacy.

1. Information We Collect

a. Personal Information

NairaFX does not intentionally collect personal data such as your:

• Full name

• Email address

• Phone number

• Address

• Banking or financial credentials

Our platform is designed to allow anonymous interaction and peer-to-peer discussions without the need for sensitive user input.

b. Non-Personal Information

We may collect limited non-personal information to improve our service:

• Browser type and version

• Device type

• Operating system

• Referring website

• Pages visited and time spent on the site

This information is collected via cookies and analytics tools (like Google Analytics, if implemented) strictly for internal site performance monitoring.

2. Use of Cookies

We use minimal cookies, only for:

• Displaying a one-time disclaimer popup

• Basic session or feature preferences

• Preventing abuse or spam

We do not use cookies for advertising, cross-site tracking, or behavioral profiling.

3. Third-Party Services

NairaFX may embed or integrate third-party tools, including:

• Google Sheets (for real-time rate updates)

• Live FX rate widgets

• User profile plugins (if registration is enabled)

These services may collect data independently under their privacy policies. We are not responsible for the data they collect outside our control.

4. Data Storage and Security

We strive to ensure data integrity and protect our platform through:

• Secure HTTPS connections

• Regular software updates

• Basic firewall protection

Since we do not collect sensitive personal data, the risk of data breach is minimal.

5. User Registration (If Enabled)

Should we enable user registration features in the future;

• All data input will be voluntary

• Users will have access to view, edit, or delete their profiles

• No personal data will be sold, rented, or shared with third parties

Currently, no registration or login is required for using NairaFX’s basic features.

6. Data Sharing

We do not share, sell, rent, or trade any data to third parties for any purpose. Any analysis performed is for internal improvement and platform stability.

7. Children’s Privacy

Our platform is not intended for children under the age of 13, and we do not knowingly collect data from minors. If you believe a minor has used the site inappropriately, please contact us immediately.

8. Legal Compliance

We are committed to complying with applicable laws and regulations regarding online platforms. However, as a platform that only facilitates information sharing and networking, NairaFX is not regulated under Nigerian or international financial laws related to currency exchange or money transmission.

9. Changes to This Policy

We may update this Privacy Policy from time to time. All changes will be posted on this page with a new “Effective Date.” We encourage you to review this policy periodically to stay informed about how we are protecting your information.

10. Your Consent

By using NairaFX, you consent to this Privacy Policy. If you do not agree with our practices, please do not use our platform.

11. Contact Us

For general inquiries (non-personal), please contact us through the official form on our website.